<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>LAW OFFICES OF BRANDON A. BLOCK</title>
	<atom:link href="http://www.bblocklaw.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.bblocklaw.com</link>
	<description>CONSUMER RIGHTS LAW &#124; CIVIL LITIGATION &#124; TEL: 310.887.1440</description>
	<lastBuildDate>Sun, 28 Apr 2013 21:10:05 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.5.1</generator>
		<item>
		<title>California State Senate Passes Fair Debt Buyer Practices Act</title>
		<link>http://www.bblocklaw.com/california-state-senate-passes-fair-debt-buyer-practices-act/</link>
		<comments>http://www.bblocklaw.com/california-state-senate-passes-fair-debt-buyer-practices-act/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 15:05:25 +0000</pubDate>
		<dc:creator>bblocklaw</dc:creator>
				<category><![CDATA[Collection Defense]]></category>
		<category><![CDATA[Fair Debt Collection]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=4241</guid>
		<description><![CDATA[The California State Senate has passed the Fair Debt Buyers Practices Act, which will require purchasers of consumer debt (&#8220;debt buyers&#8221;) to provide documentary evidence to consumers in order to ensure that their collection efforts are directed at the proper individual. Debt buyers generally purchase defaulted bulk consumer obligations (thousands at a time) for pennies [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/california-state-senate-passes-fair-debt-buyer-practices-act/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Denial of The Right to Reinstate</title>
		<link>http://www.bblocklaw.com/denial-of-the-right-to-reinstate/</link>
		<comments>http://www.bblocklaw.com/denial-of-the-right-to-reinstate/#comments</comments>
		<pubDate>Sat, 12 Nov 2011 01:14:55 +0000</pubDate>
		<dc:creator>bblocklaw</dc:creator>
				<category><![CDATA[Repossessions]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=4231</guid>
		<description><![CDATA[An earlier post details the two rights a California consumer generally has to get his or her car back following repossession or voluntary surrender of a car. To recap, the first right is to “reinstate” the car loan by paying all amounts past due, plus any applicable delinquency charges, collection and repossession costs. The second [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/denial-of-the-right-to-reinstate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Conditional Language re Credit Reporting May Violate The FDCPA</title>
		<link>http://www.bblocklaw.com/conditional-language-re-credit-reporting-may-violate-the-fdcpa/</link>
		<comments>http://www.bblocklaw.com/conditional-language-re-credit-reporting-may-violate-the-fdcpa/#comments</comments>
		<pubDate>Sun, 25 Sep 2011 20:35:17 +0000</pubDate>
		<dc:creator>bblocklaw</dc:creator>
				<category><![CDATA[Fair Debt Collection]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=4223</guid>
		<description><![CDATA[In Gonzales v. Arrow Financial Services, LLC, the Ninth Circuit Court of Appeal confirmed that a debt collector’s letter suggesting that debts might be reported to credit reporting agencies violates the Fair Debt Collection Practices Act, if the debts are too old to legally be reported. In Gonzales, Arrow purchased a portfolio of debts owed [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/conditional-language-re-credit-reporting-may-violate-the-fdcpa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FIA Card Services Arbitration Settlement</title>
		<link>http://www.bblocklaw.com/fia-card-services-arbitration-settlement/</link>
		<comments>http://www.bblocklaw.com/fia-card-services-arbitration-settlement/#comments</comments>
		<pubDate>Sat, 27 Aug 2011 14:57:27 +0000</pubDate>
		<dc:creator>bblocklaw</dc:creator>
				<category><![CDATA[Arbitration]]></category>
		<category><![CDATA[Collection Defense]]></category>
		<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=4190</guid>
		<description><![CDATA[The San Francisco City Attorney&#8217;s Office has settled its case with FIA Card Services, a credit card issuer and subsidiary of Bank of America. The case involved allegations that FIA forced consumers into binding arbitrations with the National Arbitration Forum (NAF), a notoriously anti-consumer forum in which statistics have shown that less than 2/10 of [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/fia-card-services-arbitration-settlement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Defaults In Collection Cases</title>
		<link>http://www.bblocklaw.com/defaults-in-collection-cases/</link>
		<comments>http://www.bblocklaw.com/defaults-in-collection-cases/#comments</comments>
		<pubDate>Tue, 09 Aug 2011 17:34:52 +0000</pubDate>
		<dc:creator>bblocklaw</dc:creator>
				<category><![CDATA[Collection Defense]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=4092</guid>
		<description><![CDATA[Reports are that the majority of consumer collection actions result in &#8220;defaults.&#8221; A default is a legal term that means the defendant has not responded to the plaintiff&#8217;s complaint within the time period provided by law. In that situation, the plaintiff can ask the court clerk to enter default against the defendant. The plaintiff then [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/defaults-in-collection-cases/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Statute of Limitations for Collecting on A Debt</title>
		<link>http://www.bblocklaw.com/statute-of-limitations-for-collecting-on-a-debt/</link>
		<comments>http://www.bblocklaw.com/statute-of-limitations-for-collecting-on-a-debt/#comments</comments>
		<pubDate>Sat, 25 Jun 2011 06:40:35 +0000</pubDate>
		<dc:creator>bblocklaw</dc:creator>
				<category><![CDATA[Fair Debt Collection]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=3858</guid>
		<description><![CDATA[A statute of limitations is the time period during which someone can be sued for a legal violation. In California, the statute of limitations for being sued for a breach of contract (the most common claim in debt collection) generally is four years. If the debt is older than four years from the date of [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/statute-of-limitations-for-collecting-on-a-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Collection Calls to Friends and Family</title>
		<link>http://www.bblocklaw.com/debt-collection-calls-to-friends-and-family/</link>
		<comments>http://www.bblocklaw.com/debt-collection-calls-to-friends-and-family/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 15:41:25 +0000</pubDate>
		<dc:creator>bblocklaw</dc:creator>
				<category><![CDATA[Fair Debt Collection]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=3835</guid>
		<description><![CDATA[If a debt collector does not have the prior consent of the consumer or the express permission of a court, or the communication is not reasonably necessary to collect on a judgment, a debt collector cannot communicate with the consumer&#8217;s friends or family more than one time, for the very limited purpose of obtaining the consumer’s [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/debt-collection-calls-to-friends-and-family/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Repossessors &amp; The Fair Debt Collection Laws</title>
		<link>http://www.bblocklaw.com/repossessors-are-subject-to-the-fair-debt-collection-laws/</link>
		<comments>http://www.bblocklaw.com/repossessors-are-subject-to-the-fair-debt-collection-laws/#comments</comments>
		<pubDate>Tue, 31 May 2011 04:46:53 +0000</pubDate>
		<dc:creator>bblocklaw</dc:creator>
				<category><![CDATA[Fair Debt Collection]]></category>
		<category><![CDATA[Repossessions]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=3078</guid>
		<description><![CDATA[A repossessor who takes &#8211; or attempts to take &#8211; property in breach of the peace (e.g., by force or by illegally entering a locked garage) can be sued for violations of the fair debt collection laws. In fact, the repossessor can be sued under both the federal Fair Debt Collection Practices Act and the [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/repossessors-are-subject-to-the-fair-debt-collection-laws/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Repossessions from Gated &amp; Locked Garages</title>
		<link>http://www.bblocklaw.com/repossessions-from-gated-and-locked-garages/</link>
		<comments>http://www.bblocklaw.com/repossessions-from-gated-and-locked-garages/#comments</comments>
		<pubDate>Thu, 12 May 2011 12:33:55 +0000</pubDate>
		<dc:creator>bblocklaw</dc:creator>
				<category><![CDATA[Repossessions]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=2646</guid>
		<description><![CDATA[A repossessor cannot enter a gated and locked garage to repossess a car. There&#8217;s no exception to this rule. If a repossession agency takes a car from a gated and locked garage, the agency has committed a breach of the peace and the consumer can sue the repossession agency. A repossession must be accomplished without [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/repossessions-from-gated-and-locked-garages/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Rights Following A Car Repossession</title>
		<link>http://www.bblocklaw.com/your-rights-following-a-car-repossession/</link>
		<comments>http://www.bblocklaw.com/your-rights-following-a-car-repossession/#comments</comments>
		<pubDate>Mon, 09 May 2011 17:50:53 +0000</pubDate>
		<dc:creator>bblocklaw</dc:creator>
				<category><![CDATA[Repossessions]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=2507</guid>
		<description><![CDATA[In California, a consumer generally has two rights following a car repossession. The first right is to &#8220;reinstate&#8221; the contract by paying all amounts past due, plus any applicable delinquency charges, collection and repossession costs. Depending on the basis for the repossession, the consumer may be required to satisfy any liens or encumberances on the [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/your-rights-following-a-car-repossession/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
