<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Law Offices of Brandon A. Block</title>
	<atom:link href="http://www.bblocklaw.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.bblocklaw.com</link>
	<description>California Consumer Protection Law &#124; Civil Litigation</description>
	<lastBuildDate>Sun, 15 Aug 2010 22:20:51 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.0</generator>
		<item>
		<title>New Debt Collection Scam</title>
		<link>http://www.bblocklaw.com/2010/08/new-debt-collection-scam/</link>
		<comments>http://www.bblocklaw.com/2010/08/new-debt-collection-scam/#comments</comments>
		<pubDate>Sun, 15 Aug 2010 21:23:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Complaints]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Fair Debt Collection Laws]]></category>
		<category><![CDATA[debt collection]]></category>
		<category><![CDATA[debt collector harassment]]></category>
		<category><![CDATA[fair debt collection law]]></category>
		<category><![CDATA[federal Fair Debt Collection Practices Act]]></category>
		<category><![CDATA[Rosenthal Fair Debt Collection Practices Act]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=282</guid>
		<description><![CDATA[We have been informed of a new scam in which consumers are receiving telephone calls from fake debt collectors who are impersonating law enforcement officers in an effort to extort money related to an alleged internet payday loan. Please click here to read an alert from the Kansas Attorney General regarding this scam. We have [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/2010/08/new-debt-collection-scam/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Send Credit Report Disputes To Bureaus &amp; Furnishers</title>
		<link>http://www.bblocklaw.com/2010/08/send-credit-report-disputes-to-furnishers-as-well/</link>
		<comments>http://www.bblocklaw.com/2010/08/send-credit-report-disputes-to-furnishers-as-well/#comments</comments>
		<pubDate>Sat, 14 Aug 2010 00:45:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Fair Credit Reporting Laws]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[disputes]]></category>
		<category><![CDATA[fair credit reporting act]]></category>
		<category><![CDATA[fair credit reporting laws]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=275</guid>
		<description><![CDATA[Whenever disputing a credit report with a credit reporting agency, consumers should also send a written dispute to the creditor or other furnisher (e.g., a debt collector) of the information. Under the Fair Credit Reporting Act, a furnisher&#8217;s investigation obligation arises only when it receives notice of the consumer&#8217;s dispute directly from the credit reporting [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/2010/08/send-credit-report-disputes-to-furnishers-as-well/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Equity Lines of Credit (&#8220;HELOCS&#8221;)</title>
		<link>http://www.bblocklaw.com/2010/08/home-equity-lines-of-credit-helocs/</link>
		<comments>http://www.bblocklaw.com/2010/08/home-equity-lines-of-credit-helocs/#comments</comments>
		<pubDate>Thu, 12 Aug 2010 03:22:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[debt collection]]></category>
		<category><![CDATA[Home Equity Lines of Credit]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=269</guid>
		<description><![CDATA[While home equity lines of credit delinquencies fell in the second quarter of 2010, the delinquency rates still stand at extremely high levels. In a severely declining housing market, a home equity loan essentially becomes unsecured debt because the collateral (the equity in the home) is gone. In many ways, it is akin to credit [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/2010/08/home-equity-lines-of-credit-helocs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Extension Fees Under Automobile Loans</title>
		<link>http://www.bblocklaw.com/2010/07/extension-fees-under-automobile-loans/</link>
		<comments>http://www.bblocklaw.com/2010/07/extension-fees-under-automobile-loans/#comments</comments>
		<pubDate>Thu, 29 Jul 2010 00:20:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Automobiles]]></category>
		<category><![CDATA[Class Actions]]></category>
		<category><![CDATA[automobile]]></category>
		<category><![CDATA[car loan]]></category>
		<category><![CDATA[cars]]></category>
		<category><![CDATA[deferral fees]]></category>
		<category><![CDATA[extension fees]]></category>
		<category><![CDATA[Rees-Levering Automobile Sales Finance Act]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=261</guid>
		<description><![CDATA[In today&#8217;s economy, making monthly payments on a car loan taken out several years ago can be increasingly difficult. More and more, consumers need additional time to make a payment. We sometimes are presented with the question: Can a creditor charge a fee for extending or deferring a payment under an automobile loan? Yes, but [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/2010/07/extension-fees-under-automobile-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Identity Theft Is No. 1 Consumer Complaint</title>
		<link>http://www.bblocklaw.com/2010/06/identity-theft-is-no-1-consumer-complaint/</link>
		<comments>http://www.bblocklaw.com/2010/06/identity-theft-is-no-1-consumer-complaint/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 02:05:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Complaints]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Federal Trade Commission]]></category>
		<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=226</guid>
		<description><![CDATA[According the Federal Trade Commission, identity theft replaced debt collection as the top subject of complaints by consumers in 2009.  According to a recently published report, the FTC received more than 278,000 complaints related to identity theft. In previous years, debt collection had ranked number one, but it is now number two. Debt collectors apparently [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/2010/06/identity-theft-is-no-1-consumer-complaint/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Caller ID &#8220;Spoofing&#8221; To Become Illegal</title>
		<link>http://www.bblocklaw.com/2010/06/caller-id-spoofing-to-become-illegal/</link>
		<comments>http://www.bblocklaw.com/2010/06/caller-id-spoofing-to-become-illegal/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 14:23:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Fair Debt Collection Laws]]></category>
		<category><![CDATA[bad debt]]></category>
		<category><![CDATA[debt collector harassment]]></category>
		<category><![CDATA[federal Fair Debt Collection Practices Act]]></category>
		<category><![CDATA[Rosenthal Fair Debt Collection Practices Act]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=212</guid>
		<description><![CDATA[Well, it&#8217;s about time&#8230; In April 2010, the House passed the &#8220;Truth in Caller ID Act of 2010&#8221; (pdf). The bill, which passed the Senate last February, makes it illegal &#8220;to cause any caller ID service to transmit misleading or inaccurate caller ID information, with the intent to defraud or deceive.&#8221; Congress has been tooling [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/2010/06/caller-id-spoofing-to-become-illegal/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Have You Received A Pre-Printed Check?</title>
		<link>http://www.bblocklaw.com/2010/05/have-you-received-a-pre-printed-check-from-a-credit-card-company/</link>
		<comments>http://www.bblocklaw.com/2010/05/have-you-received-a-pre-printed-check-from-a-credit-card-company/#comments</comments>
		<pubDate>Thu, 27 May 2010 04:22:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[convenience checks]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=195</guid>
		<description><![CDATA[Many of us have received the so-called &#8220;convenience&#8221; checks in the mail, telling us that so-and-so bank is pleased to offer us a free check! Of course, there&#8217;s a catch, but for years national banks issuing credit cards have not been disclosing the specific terms of the arrangement, claiming that they need not do so [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/2010/05/have-you-received-a-pre-printed-check-from-a-credit-card-company/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>&#8220;Late&#8221; Payments &amp; Repossessions</title>
		<link>http://www.bblocklaw.com/2010/05/late-payments-repossessions/</link>
		<comments>http://www.bblocklaw.com/2010/05/late-payments-repossessions/#comments</comments>
		<pubDate>Thu, 13 May 2010 14:24:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Automobiles]]></category>
		<category><![CDATA[Repossessions]]></category>
		<category><![CDATA[cars]]></category>
		<category><![CDATA[finance companies]]></category>
		<category><![CDATA[late payment]]></category>
		<category><![CDATA[repossession]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=180</guid>
		<description><![CDATA[We receive a lot of inquiries from consumers who have had their cars repossessed before the deadline they verbally agreed to with a representative of the finance company. Often the finance company will defend the repossession on the grounds that they never made the agreement and in any event, the finance contract requires all modifications [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/2010/05/late-payments-repossessions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Notices re DT Credit Class Action Settlement</title>
		<link>http://www.bblocklaw.com/2010/05/notices-re-dt-credit-class-action-settlement/</link>
		<comments>http://www.bblocklaw.com/2010/05/notices-re-dt-credit-class-action-settlement/#comments</comments>
		<pubDate>Sat, 08 May 2010 02:39:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Class Actions]]></category>
		<category><![CDATA[Repossessions]]></category>
		<category><![CDATA[class notice]]></category>
		<category><![CDATA[DT Credit]]></category>
		<category><![CDATA[settlement]]></category>

		<guid isPermaLink="false">http://www.bblocklaw.com/?p=170</guid>
		<description><![CDATA[Our firm, along with the Trueblood Law Firm, recently received preliminary approval of a class action settlement against DT Credit Corporation. In the lawsuit, plaintiff alleged that she and other Californians received a notice from DT Credit following the repossession of their cars that did not properly inform them of their rights under California law. California law requires finance companies to provide fully compliant notices of intent to dispose of cars (NOIs) following a repossession. If not, the consumer does not owe any deficiency balance (the amount remaining on the contract after sale of the vehicle).]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/2010/05/notices-re-dt-credit-class-action-settlement/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Mistake of Law &#8211; No Defense to An FDCPA Claim</title>
		<link>http://www.bblocklaw.com/2010/04/supreme-court-holds-that-mistake-of-law-is-not-a-defense-to-an-fdcpa-claim/</link>
		<comments>http://www.bblocklaw.com/2010/04/supreme-court-holds-that-mistake-of-law-is-not-a-defense-to-an-fdcpa-claim/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 13:32:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Fair Debt Collection Laws]]></category>
		<category><![CDATA[debt collector harassment]]></category>
		<category><![CDATA[fair debt collection law]]></category>
		<category><![CDATA[federal Fair Debt Collection Practices Act]]></category>
		<category><![CDATA[Rosenthal Fair Debt Collection Practices Act]]></category>
		<category><![CDATA[U.S. Supreme Court]]></category>

		<guid isPermaLink="false">http://californiaconsumerprotectionlawblog.com/?p=57</guid>
		<description><![CDATA[We previously reported on Jerman v. Carlisle, a case that presented the issue of whether a debt collector can avoid liability for mistakes of law under the “bona fide error” defense of the federal FDCPA, which can shield debt collectors from liability for unintentional violations in certain instances. On April 21, 2010, the Court held [...]]]></description>
		<wfw:commentRss>http://www.bblocklaw.com/2010/04/supreme-court-holds-that-mistake-of-law-is-not-a-defense-to-an-fdcpa-claim/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
<!-- WP Super Cache is installed but broken. The path to wp-cache-phase1.php in wp-content/advanced-cache.php must be fixed! -->