If you have a car loan, the lender can retake possession of your car after a default by “self-help” repossession. That means the lender does not need to file a lawsuit, but can just send the repossession company to pick up your car upon a default. Self-help repossession, while legal, is a drastic remedy and [...]
18
Sep
DT Credit Class Action Payments
We have been informed that the checks to class members who are entitled a return of monies paid on deficiency balances were mailed today. Please contact us if you believe that you are entitled to a payment, but have not received one.
29
Jul
Extension Fees Under Automobile Loans
In today’s economy, making monthly payments on a car loan taken out several years ago can be increasingly difficult. More and more, consumers need additional time to make a payment. We sometimes are presented with the question: Can a creditor charge a fee for extending or deferring a payment under an automobile loan? Yes, but [...]
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